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Waterfront Homes for Sale in Upstate SC and Western NC

Dock permits, cove depth and shoreline rules vary lake to lake across the Upstate and western North Carolina, and that variation is the single most important thing to understand before you shop waterfront.

Lake Bowen in Spartanburg County works differently from Hartwell, which is a Corps of Engineers lake with its own shoreline classifications, which works differently again from Keowee. What you can build at the water, whether a dock conveys, and how levels are managed all change with the lake — and none of it is negotiable after closing. Settle which lake you want first, then look at houses.

Waterfront Listings

$629,000
3 Beds ⋅ 2 Baths ⋅ 4276702 MLS
Scenic views of Bald Mountain Lake and mountains from this charming lakefront cottage w its own private dock. Beautifully remodeled kitchen! New cabinets offer abundant & efficient storage with front-load washer and dryer neatly tucked inside the cabinets. Granite counters & a breakfast bar/island provide tons of workspace. Open concept great room with a vaulted ceiling, stunning stone wood-burning fireplace, and floor-to-ceiling windows bring in the natural surroundings and views. Two cozy bedrooms and two full bathrooms on the main level. An additional guest room and loft area overlook the great room. Expansive rear deck and a hot tub sits on the side deck. The unfinished basement has another washer and dryer, separate storage room, and potential for add'l living space. Easy pathway down to your own private lakefront dock + access to Rumbling Bald extensive amenities, including a private beach & Lake Lure. Priced to allow for any desired updates to suit your unique style.

126 Sleeping Bear Lane, Lake Lure
$2,375,000
4 Beds ⋅ 7 Baths ⋅ 20290137 MLS
Welcome to Waterford Pointe, one of the premier Lake Keowee waterfront communities featuring curbed and guttered streets with lights, clubhouse, tennis courts, pool, kids play area and more. Waterford Pointe is close to everything being just 10 minutes to Seneca, 20 minutes to Clemson, 40 minutes to Easley, an hour from Greenville, SC and Commerce, GA and 2 hours from Atlanta (give or take). Welcome more specifically to 308 Treetops Dr., a lovely 3-level Lake Keowee waterfront home with covered dock in place. This home is over 6000 sq. ft. featuring huge bedrooms and lots of living space for gathering that large family for tons of memory making events. As you’d expect, an expansive covered deck on the main level along with a large, covered patio for the lower level. The home is elevator ready (closets with wiring), has natural gas with 9 drops ready to setup appliances as you’d like, smart appliances, Pella “Storm Proof” double hung double pane windows, generator switch wired in lake toys room, 3 Trane Smart HVAC units (main unit with air purification system) and a theatre room you can finish out to your liking. At the water you’ll find a custom-covered dock with Zuri Deck system, boat lift with double bunks. Come and see it in person, you won’t be disappointed!

308 Treetops Drive, Seneca
$4,950,000
4 Beds ⋅ 6 Baths ⋅ 20289863 MLS
This exceptional property offers a seamless blend of thoughtful design and premium features, perfect for those seeking comfort and natural beauty. With 179 feet of pristine shoreline and expansive views of both the lake and surrounding mountains, this home delivers luxury and functionality. Crafted by Evergreen Custom Construction, the home’s transitional design integrates modern and traditional elements. The residence boasts four bedrooms, five full bathrooms, and one half bathroom, all meticulously crafted with comfort and detail in mind. The great room stands out with its soaring vaulted ceilings, accented by wooden beams, and a dramatic wall of windows framing the stunning views. The chef’s kitchen is designed for both aesthetics and functionality, featuring Wolf and Subzero appliances concealed behind custom cabinet panels, quartz countertops, and a prep kitchen offering additional storage and workspace. The main level includes a luxurious owner’s suite complete with a coffee bar, a spacious custom-shelved closet, and a spa-like bathroom for ultimate comfort. A guest bedroom and dedicated office share this floor, offering flexibility for hosting visitors or working from home. The home’s design extends outdoors, where sliding glass doors open to a covered deck equipped with retractable screens, an outdoor fireplace, and an outdoor kitchen. Additional outdoor features include a firepit and a cart path leading to the covered dock for immediate lake enjoyment. The lower level is perfect for entertaining or accommodating guests, featuring two additional bedrooms, a spacious recreational room, a wet bar, a temperature-controlled wine room, a golf cart garage, and extra storage. The home is also prepared for the addition of an elevator, ensuring accessibility for years to come. Practicality is further enhanced with utility rooms located on both the main and lower levels, making daily lake living effortless. As part of The Cliffs Landing at Keowee Springs community, residents enjoy access to world-class amenities. A Cliffs membership is available for purchase to enhance your lifestyle further. This exceptional property is an ideal opportunity to own a meticulously designed home on Lake Keowee, offering unmatched beauty, comfort, and convenience in an unparalleled location.

132 Promontory Court, Six Mile
$350,000
5 Beds ⋅ 2 Baths ⋅ 20289187 MLS
Discover an unparalleled lakeside lifestyle where every day feels like a retreat, perfectly situated to offer breathtaking water views. This charming residence provides an idyllic sanctuary with its expansive 24x24 family room, designed to capture the serene beauty of the lake, making it an ideal space for relaxation and gathering. The property boasts good water access, enhanced by a private dock and boathouse, inviting endless aquatic adventures right from your backyard. Enjoy the generous proportions of each room, offering comfort and versatility for all your living needs. Step outside to unwind on the large decks or find shade under the covered patio, perfect for entertaining or simply soaking in the tranquil surroundings. The interior features include ceilings-blown, smooth ceilings, washer and dryer connections, laminate countertops, a cozy fireplace, and a convenient walk-in closet. Essential appliances such as an electric range/oven, refrigerator, and electric water heater are already in place. Exterior amenities include a durable concrete driveway, some storm doors, and some storm windows, adding to the home's practical appeal. Located in Anderson, SC, this property offers a unique opportunity to embrace lakeside living at its finest. New Heat and Air will be installed.

2213 Broadway Lake Road, Anderson
$800,000
3 Beds ⋅ 2 Baths ⋅ 4271092 MLS
2.64 ACRES (and more land available) on Beautiful Lake Lee! Zoned R20 and dividable! If lake life is calling, look no more. Private and dreamy, and a fisherman's paradise! Directly across the street from Bridgewater and minutes to the city yet secluded and ideal for an estate life on the water. The home is situated on top of a lovely knoll for beautiful views! Three bedroom, two bath sprawling ranch with large kitchen and a 2 car garage and covered front porch. Tucked in the trees with a winding driveway that leads to the home. Please do not disturb the tenant. Lease ends in December 2025. This is such a great opportunity for private owner or developer. This property is in ETJ for Monroe. Call for a viewing today.

1614 Medlin Road, Monroe
$1,570,000
4 Beds ⋅ 4 Baths ⋅ 4259956 MLS
Discover "The Everlong". An English Cottage on Wildlife Lane, a waterfront masterpiece by Vine Homecrafters and Elite Design Group. The 2,535 sq ft haven sits on 1.17 pristine acres with 135+ ft of cove frontage and an existing floating dock. Embrace lakeside living with 4 bedrooms, 3 and one half bathrooms, and thoughtful design that seamlessly blends indoor comfort with outdoor beauty. The first-floor owner's suite offers convenience, while the chef's kitchen inspires culinary creativity. Additional bedrooms upstairs provide perfect guest or family accommodations, with ample unfinished attic space for future expansion possibilities. Entertain on the spacious covered porch with panoramic views. The two car garage adds practicality, while the generous backyard offers the perfect canvas to add your dream pool to this stunning retreat. Located in a gated community with no HOA, "The Everlong" offers the perfect balance of luxury, privacy, and natural beauty. Your lakefront legacy begins here.

4995 Wildlife Lane Unit #1, Sherrills Ford
$6,450,000
7 Beds ⋅ 9 Baths ⋅ 4250240 MLS
Experience luxury lakefront living at The Cape at Mattie Rose, an awe-inspiring private island enclave on Lake Norman, crafted by Grandfather Homes and Greg Perry Design. The Skyros estate offers a rare fusion of Mediterranean elegance and modern design, featuring a stucco exterior, soaring ceilings, and floor-to-ceiling windows framing 360-degree water views. This architectural masterpiece includes two distinct primary suites, smart home technology, energy-efficient systems, and a private dock. Accessible by a meandering causeway, the gated community boasts only three expansive homesites, each over 0.7 acres, with immediate lake access and boundless outdoor living. Designed to delight the eyes and refresh the soul, this home offers a retreat for mind, body, and spirit—where every day feels like a vacation and luxury meets serenity.

8397 Ranger Island Marina Road, Denver
$769,000
3 Beds ⋅ 4 Baths ⋅ 4246247 MLS
This 3 bedroom, 3.5 bath home is on beautiful Lake Lanier in Landrum. The kitchen has high-end appliances, farmhouse sink, quartz counters, & center island. Each of the bedrooms in this home has its own ensuite bathroom, spacious closets, and patio doors leading to a deck or patio. The 2 car garage also has a workshop- perfect for the hobbyist! Follow the stone pathway to the detached office complete with electric, internet & mini split. All appliances including refrigerator, washer/dryer, whole home generator, and Starlink internet convey! Home is wired for 3 types of internet & has a smart car outlet added for convenience! The adjoining property is a historic preservation that has structures that years ago was a Boy Scout camp. Trails that lead to the top of the Blue Ridge Mtns are 2 mins away at the Palmetto Trail. This property gives you the best of both worlds- lake life and mountain retreat living!

502 Caledonia Loop, Landrum
$2,795,000
3 Beds ⋅ 3 Baths ⋅ 20285600 MLS
This beautiful, diligently cared for residence on the desirable Peninsula Ridge in Old Edwards Reserve at Lake Keowee offers a blend of comfort and functionality across two floors. All exterior wood has been recently stained giving the exterior a fresh new look. The serene waters of the lake can be viewed from every room in the home. This property boasts 248 feet of riprapped shoreline and features a covered dock with a lift. The gentle almost flat paver driveway extends down the cart path to the water. The quiet cove has a sandy beach and ample area to paddleboard or enjoy floating in the water. The central area of the home is an impressive open-concept space that combines the kitchen, dining, and living areas. The kitchen features Wolf professional-grade stainless steel appliances, including an eight-burner gas stove with dual ovens, separate oversized refrigerator and freezer, white cabinetry, and ample counter space, making it ideal for culinary enthusiasts. The living room is bright and spacious, equipped with a vaulted ceiling, stone fireplace, and large arched windows that allow an abundance of natural light. Rich bamboo flooring flows throughout, complementing the warm, neutral palette that accommodates personalized styling. The home includes three bedrooms, among them a spacious primary suite with french doors leading to the deck where you can enjoy a morning cup of coffee overlooking the lake. The primary bath boasts an oversized shower and soaking tub. There is a bedroom and full bath on the main level for your guest’s convenience. The lower level with its ensuite bedroom, a gathering area and recreational space serves as an excellent spot for friends and family to enjoy. The large heated and cooled 1100 square foot, multi-purpose room adds to the living space while also leaving room for a recreational vehicle. The property also includes organized storage areas, making it easy to keep the living spaces clutter-free. The 789 sq ft garage has been constructed to allow for an additional room(s) to be added above. This home is equipped with a Savant system with built in speakers throughout and a Generac generator for added comfort. The property offers exceptional outdoor living amenities. The bult-in outdoor grilling area, firepit, and hardscaped areas provide ample space for entertaining. Additionally, the screened porch, featuring a stone fireplace and water views, offers a tranquil setting for relaxation or enjoying your favorite show on the outdoor television. The lake is easily accessible by walking the cart path or riding on the 2019 Polaris Ranger which is being offered with the home. Once at the dock enjoy a lazy day floating and splashing in the cove or spend the day out exploring Lake Keowee. The 2018 Tri-Tune and the 2021 GXT Sea Doo are available for purchase separately. With its thoughtful layout and high-end finishes, this home offers a perfect balance of luxury and practicality for modern living. The $100,000 Premier membership must be purchased at closing, providing access to world-class amenities, including a Jack Nicklaus Signature Golf Course, a state-of-the-art clubhouse, a marina, tennis and pickleball courts, a fitness center, and multiple dining options.

114 Peninsula Court, Sunset
$2,200,000
5 Beds ⋅ 5 Baths ⋅ 20285543 MLS
Luxury Lake Keowee Retreat – Fully Furnished, Move-In Ready & Listed Below Appraised Value! Appraised at $2,575,000. Welcome to 427 Sue Craig Road, an exceptional custom-built LAKEFRONT estate located in the prestigious Sanctuary at Keowee. Offered fully furnished and move-in ready, this stunning home features over 6,000 square feet of thoughtfully designed living space, ideal for multi-generational living, entertaining, or short-term rental opportunities. With approximately 187 feet of shoreline, a private covered dock equipped with a 7,500-pound boat lift, and breathtaking sunrise and sunset views, this property is a rare offering on Lake Keowee. The home welcomes you with a grand two-story foyer that opens into an expansive living area with soaring ceilings and the first of three impressive stone fireplaces. The open-concept design flows seamlessly into the gourmet kitchen, which is equipped with marble countertops, high-end JennAir appliances, a large center island, a custom ClosetPro pantry, and a wine cooler. A formal dining room, which may also serve as a home office, a cozy sunroom with its own fireplace, and an outdoor grilling area with stunning lake and mountain views make this home perfectly suited for entertaining. The main level offers a luxurious primary suite featuring wall-to-wall windows that capture sweeping lake views. The en suite bath is designed for relaxation with an original cast iron clawfoot tub, an oversized walk-in shower, a separate water closet, and a spacious 14’x9’ custom ClosetPro walk-in closet. Two additional bedrooms with a shared bath provide ample accommodations for family or guests. A screened-in patio with a second stone fireplace creates a peaceful space to unwind while enjoying the natural surroundings. Just a few steps up, a large bonus room offers flexibility for a media room, playroom, or additional guest space. The lower level is equally impressive, featuring 10-foot ceilings and a large recreation area complete with pool table and table tennis. A well-appointed secondary kitchen opens to a generous living and dining space, ideal for hosting gatherings. Three additional bedrooms, a secondary laundry room, and a large storage area provide comfort and convenience. A third stone fireplace and an oversized covered patio overlook the lake, offering yet another inviting space for entertaining. Outside, the property truly shines with one of the gentlest slopes to the water on Lake Keowee. A sandy beach area enhances the lakefront experience, while the private covered dock makes boating effortless. The beautifully landscaped, fully fenced yard includes a lakeside fire pit perfect for evening gatherings. Trex decking provides durability and low maintenance, and a 10x20 insulated storage building with electric adds valuable functionality. Additional features include a whole-home Generac generator, power blinds and shades on all lakeside windows, LeafFilter maintenance-free gutters, and a Zoysia lawn supported by a full irrigation system. Located on a quiet cul-de-sac, this home is conveniently situated approximately 45 minutes from Greenville, 20 minutes from Clemson University, and 2.5 hours from Atlanta, with easy access to shopping, numerous waterfall trails, and the scenic Jocassee Gorges.

427 Sue Craig Road, Six Mile
$1,399,999
4 Beds ⋅ 4 Baths ⋅ 4226820 MLS
Located in the premier Southpointe Community of Lake James & nestled within the serene sought after Sherman’s Cove, this strategically placed (on 2.21 acres) & completely remodeled lakefront home is a work of art. You’ll love entertaining with the open floor concept or out on the large private deck overlooking the lake. Next, follow the wooden boardwalk from your spacious backyard to your private boat dock and gazebo. The kitchen boasts custom cabinets, granite countertops, a large island, & brand new appliances. The unique master bath offers a large dressing/closet area, double sinks, & a walk-in tile shower. An unfinished basement with roughed-in plumbing provides additional space & has unlimited potential. Located between Asheville & Hickory, a scenic 10-mile drive places you on I-40, or in Historic Downtown Morganton where you’ll find an array of restaurants, professional services, parks & entertainment. This stunning 4-bedroom (2 on main floor), 3.5 bath lakefront home is the one. In addition, all flooring on the main level (White Oak Select and Tile) is brand new as well as the plumbing, electric, appliances, custom cabinets, granite, sinks, commodes, tankless water heater, most doors (including garage doors), and windows (Quaker and Therma-Tru). The oven is electric with a gas top plus there is an underground propane tank (1,000 gallons) which is owned by the seller.

1441 Southpointe Drive Unit #249, Morganton
$575,000
3 Beds ⋅ 2 Baths ⋅ 4218081 MLS
Tucked away in a peaceful cove on Moss Lake, this charming waterfront home sits on approximately **1 acre across two parcels**, offering the perfect blend of privacy, comfort, and natural beauty. Featuring 3 spacious bedrooms and 2 updated bathrooms, the home showcases a welcoming layout designed for everyday living and entertaining. The updated kitchen is appointed with granite countertops and opens to a cozy family room highlighted by a beautiful fireplace. Hardwood flooring extends throughout the main living areas, while ceramic tile enhances the kitchen and bathrooms. Step outside to enjoy the multi-level deck, complete with a partially covered section for shaded relaxation, or unwind in the enclosed outdoor living space while taking in the serene surroundings. The unfinished basement offers excellent storage and future expansion potential, featuring a wood-burning stove and utility sink. Whether you're looking for a full-time residence or a weekend lake retreat, this Moss Lake property offers peaceful waterfront living with plenty of space to enjoy. **Motivated seller—bring your offer!**

108 Three Oaks Lane, Kings Mountain
$739,000
4 Beds ⋅ 3 Baths ⋅ 4219369 MLS
Welcome to this waterfront home on Lake Norman. SHORT TERM RENTALS ALLOWED, NO HOA, an investors dream! This property has a private dock, offering direct access to Lake Norman for water activities. Main level designed w/an open concept, perfect for entertaining & includes a spacious kitchen w/DA, GR & LR. New stainless appliances make the kitchen fully functional. 3 BR's, including primary suite w/an updated ensuite & generous WIC. Finished walk-out basement adds more space, w/bonus room, laundry room and 4th bedroom/office/flex room. Enjoy outdoor living w/large deck off main level & patio off basement, ideal for relaxing/hosting gatherings. This home offers ample space for comfortable living. 2-car garage adds convenience, while the home’s proximity to North Lincoln schools, shopping, Westport Golf, & Burton Public Boat Launch ensures you're always close to the best local amenities. Don't miss this rare opportunity to own a beautifully waterfront home on Lake Norman!

3995 Burton Lane, Denver
$775,000
2 Beds ⋅ 4 Baths ⋅ 4216822 MLS
Third and Forth sleeping areas are available in this Peaceful & Serene Lakefront Retreat. Experience the tranquility of private cove living. Relax on sheltered patios, porches, or the year-round sunroom with access to a wraparound deck. The main floor offers primary BR with a walk through full bath to the kitchen, dbl. closets. Main level laundry. The open-concept living area features carpet and hardwood floors, a cozy gas log fireplace, and a charming loft above. The bsmt. offers another living space w/ a full kitchen, full ba., laundry plus access to outdoor spaces—perfect for guests, multi-generational families or ABNB. Enjoy the summers on your Dbl-deck boat slip w/ an additional enclosed boat garage. Dbl garage and single carport with a gravel pull off area perfect for multi parking spaces, a boat trailer or those lake toys. Furniture is negotiable. Must-see to truly appreciate its charm, functionality and income opportunity

3910 6th Nw Street, Hickory
$1,975,000
4 Beds ⋅ 3 Baths ⋅ 4211901 MLS
Framed by the quiet waters of Biltmore Lake, this exceptional lakefront residence embraces a timeless architectural aesthetic and effortless connection to its surroundings. Expansive windows draw in natural light and capture tranquil water views from nearly every room, while soaring ceilings and thoughtfully scaled living spaces create an atmosphere of understated elegance. At the heart of the home, a beautifully appointed kitchen with premium appliances, granite and quartzite countertops, and custom cabinetry opens naturally to the main living and dining areas, as well as a richly detailed office with custom wood built ins. The main-level primary suite offers peaceful lake views and a spa-inspired bath, while guest accommodations, flexible living spaces, geothermal heating and provisions for a future elevator reflect thoughtful design for years to come. Covered porches and patios invite seamless indoor-outdoor living, whether enjoying a quiet morning or gathering with friends. Within the gated community of Biltmore Lake, residents enjoy miles of trails, boating, paddleboarding, tennis and fishing, all just minutes from the restaurants, galleries and vibrant culture of downtown Asheville.

47 Twilight Sedge Drive, Biltmore Lake
$2,399,000
4 Beds ⋅ 4 Baths ⋅ 4201741 MLS
This successful short term rental is being offered turn-key and furnished. Brand new dock has been installed, enhancing an owner's enjoyment of the private beach. Open, airy, and bright waterfront home with rustic charm located in renowned 1780 on Lake James. Known affectionately as Kingfisher to the many vacationers that choose this beautiful getaway every year, . On the main floor you'll find the large but cozy family room with vaulted ceilings and dramatic stone fireplace. The ample kitchen, walk-in pantry, and dining room are adjoining with access to the large back deck and screened in porch. The laundry and spacious primary suite with access to the screened porch and outside fireplace are also located on the main floor. The lower level includes a second full suite, 2 additional large bedrooms, 2 full and 1 half baths, a bunk room with 4 built-in bunk beds, rec room, mud room, additional laundry, and UTV garage. Camp Lake James membership included!

2349 Cornwallis Trail, Nebo
$849,900
4 Beds ⋅ 5 Baths ⋅ 4193162 MLS
WATERFRONT home with Amazing Views and NEW UPDGRADES!! You will have to see this property to believe it's floor plan. Brand New Roof! Brand New Kitchen including New electrical, New plumbing, and New appliances. ! The main home has two 2 "wings" attached with an open hallway leading to each. When arriving at the property, you'll see the oversized court square area for entertaining. You'll walk into the front door to an oversized living area which connects to dining area and kitchen. Upstairs you'll find 2 master bedrooms and baths and space that can be used as an office/bonus area. One wing offers a full bathroom, and bedroom on the main floor and then additional bonus areas upstairs. The other wing offers a large family room, great for gathering, and then an upstairs with an additional space with bedroom, bathroom, and partially finished area for office space. You'll have 2 separate laundry areas, upstairs and downstairs. You walk out onto the back porch overlooking the beautiful lakefront view of the dock and large backyard, also great for entertaining! Come take a look at this unique property w/ lakefront views!

2111 Windermere Lane, Shelby
$249,000
3 Beds ⋅ 3 Baths ⋅ 20279878 MLS
Nice cape cod style cottage with 105 feet of Corp frontage situated in a quiet cul-de-sac. Property features vaulted ceilings, wood walls and ceiling, bonus loft, 2 covered porches, workshop area and a partially finished basement with a third bedroom and rec room. Not dockable but can clear a path off the back left of the lot out to the cove and pull your boat, PWC or kayaks up on the shore for the day. Nice stream runs right behind the house. Great neighborhood with olympic size pool, restaurant/bar, tennis courts and security. New roof, heat pump, insulation, duct work, flooring and fresh paint in 2025.

157 Deerwood Drive, Westminster
$3,400,000
5 Beds ⋅ 6 Baths ⋅ 4158875 MLS
Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard

3446 Governors Island Drive, Denver
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